How to Pay Your PhilHealth Contributions Online in 2025 – Complete Guide for Self-Employed and Voluntary Members

Paying your PhilHealth contributions is now faster, easier, and more convenient thanks to digital transformation. No more long lines or physical forms—members can now pay their contributions anytime and anywhere through the PhilHealth Member Portal and its online partners. Whether you’re a freelancer, business owner, or voluntary member, this 2025 guide will walk you through the updated process of PhilHealth online payment step by step.

1. Log in to the PhilHealth Member Portal

Visit the official website member.philhealth.gov.ph and sign in using your PhilHealth Identification Number (PIN) and password. For first-time users, click “Create Account” and register using a valid email address. This portal allows you to manage contributions, view your payment history, and generate your billing statement online.

2. Generate Your Statement of Premium Account (SPA)

Once logged in, navigate to Payment Management → Generate SPA. Choose the months you want to pay—PhilHealth allows payments for one (1) up to thirty-six (36) months in advance. The system will automatically compute your contribution based on your declared monthly income and the applicable premium rate for 2025.

3. Choose Your Online Payment Channel

After generating your SPA, select your preferred payment partner. Currently, PhilHealth has accredited MYEG Philippines, Inc. for online transactions. Through this platform, you can pay using:

GCash or Maya (PayMaya) mobile wallet
Debit or Credit Card (Visa or Mastercard)
Online Banking via partner banks

Some channels charge a small convenience fee ranging from ₱10 to 2.5% of the total amount, depending on the payment method.

4. Confirm and Complete Your Payment

Before finalizing the transaction, review the details of your payment. Once confirmed, you’ll receive an Electronic PhilHealth Acknowledgment Receipt (ePAR) via email or SMS. This serves as your official proof of payment—keep a copy for your records.

5. Verify Your Contribution Record

After one (1) to three (3) business days, log in again to the PhilHealth Member Portal and check if your payment has been reflected in your account. This ensures that your contribution is properly posted and credited under your membership record.

Tips for Smooth PhilHealth Online Payments

Update your declared monthly income before generating the SPA.
Use an active email for faster confirmation.
Avoid duplicate payments—always verify your latest posting.
Pay contributions regularly to maintain uninterrupted PhilHealth coverage.

Online payment saves time and effort while ensuring real-time processing. It’s especially helpful for OFWs, freelancers, and self-employed workers who manage their own contributions. By paying online, you avoid delays, maintain active membership, and continue enjoying PhilHealth’s healthcare benefits whenever you need them.
With just a few clicks, you can now stay protected and updated with your contributions—proof that health security is just one online payment away.